Terms of Service
Effective Date: April 4, 2026 | Last Updated: April 4, 2026
1. Introduction & Acceptance
Welcome to Ridgeline Health Solutions ("Company," "we," "us," or "our"). These Terms of Service ("Terms") govern your use of our website located at ridgelinehealthins.com and any related services, communications, or interactions with Ridgeline Health Solutions.
By accessing or using our website, submitting your contact information, or consenting to receive communications from us, you agree to be bound by these Terms. If you do not agree with any part of these Terms, please do not use our website or services.
Ridgeline Health Solutions is a licensed health insurance brokerage located at 7501 W Oakland Park Blvd, Tamarac, FL 33351.
2. SMS / Text Message Terms
2.1 Program Description
Ridgeline Health Solutions offers an SMS messaging program to provide you with information related to health insurance quotes, plan options, follow-up consultations, enrollment reminders, and general customer service communications. Messages are sent in connection with your inquiry about health insurance products and services offered by Ridgeline Health Solutions.
2.2 How to Opt In
You may opt in to receive SMS/text messages from Ridgeline Health Solutions by:
- Checking the SMS consent checkbox on our contact form at ridgelinehealthins.com/contact
- Texting START to our designated messaging number
- Verbally consenting during a phone consultation
By opting in, you confirm that you are the account holder or have permission to use the provided mobile phone number, and that you consent to receive automated text messages from Ridgeline Health Solutions. Consent is not a condition of purchase.
2.3 Message Frequency
Message frequency varies based on your inquiry and level of engagement. You may receive messages related to your insurance quote request, follow-up consultations, enrollment deadlines, and important plan updates. Message frequency varies based on your inquiry.
2.4 Message & Data Rates
Message and data rates may apply. Standard message and data rates charged by your mobile carrier may apply to all messages sent and received. Ridgeline Health Solutions is not responsible for any charges incurred by your mobile carrier.
2.5 How to Opt Out (STOP)
You may opt out of receiving SMS messages from Ridgeline Health Solutions at any time by:
- Replying STOP to any text message you receive from us
- Contacting us at admin@ridgelinehealthins.com
- Calling us at 888-918-2516
After texting STOP, you will receive one final confirmation message and will no longer receive SMS messages from our program. If you text START again, you will be re-enrolled.
2.6 Help
For help with our SMS program, reply HELP to any message or contact us:
- Phone: 888-918-2516
- Email: admin@ridgelinehealthins.com
2.7 Supported Carriers
Our SMS program is available on major U.S. wireless carriers including AT&T, Verizon, T-Mobile, Sprint, Nextel, Boost Mobile, Alltel, US Cellular, and most other major carriers. Carrier coverage may vary and not all features are available on all carriers. Ridgeline Health Solutions is not liable for delayed or undelivered messages.
SMS Summary
Program: Health insurance quotes and consultation follow-up · Opt-in: Web form consent · Frequency: Varies · Rates: Message and data rates may apply · Stop: Reply STOP · Help: Reply HELP or call 888-918-2516
3. Website Use Terms
By using our website, you agree to use it only for lawful purposes and in a manner that does not infringe the rights of others. You may not:
- Use our website for any fraudulent or harmful purpose
- Attempt to gain unauthorized access to any part of our website
- Transmit any unsolicited or unauthorized advertising material
- Use automated tools to scrape or harvest data from our website
- Impersonate any person or entity
We reserve the right to terminate access to our website for any user who violates these terms.
The content on this website is for informational purposes only and does not constitute legal, financial, or insurance advice. Insurance product availability and terms vary by state and carrier.
4. Privacy
Your use of our website and services is also governed by our Privacy Policy, which is incorporated by reference into these Terms. Our Privacy Policy describes how we collect, use, and protect your personal information, including your phone number and any SMS consent data.
We do not sell, rent, or share your personal information or SMS opt-in data with third parties for marketing purposes unrelated to the services you have requested.
5. Limitation of Liability
TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, RIDGELINE HEALTH SOLUTIONS SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO LOSS OF PROFITS, DATA, USE, OR GOODWILL, ARISING OUT OF OR IN CONNECTION WITH YOUR USE OF OUR WEBSITE OR SERVICES.
Our total liability to you for any claim arising out of or relating to these Terms or our services shall not exceed the amount you paid to us in the twelve (12) months preceding the claim, or $100, whichever is greater.
Some jurisdictions do not allow the exclusion or limitation of certain damages, so the above limitations may not apply to you.
6. Governing Law
These Terms shall be governed by and construed in accordance with the laws of the State of Florida, without regard to its conflict of law provisions.
Any dispute arising out of or relating to these Terms or your use of our services shall be resolved exclusively in the state or federal courts located in Broward County, Florida, and you hereby consent to the personal jurisdiction of such courts.
7. Contact Information
Ridgeline Health Solutions
7501 W Oakland Park Blvd, Tamarac, FL 33351
Phone: 888-918-2516
Email: admin@ridgelinehealthins.com
We may update these Terms from time to time. When we do, we will update the "Effective Date" at the top of this page. Continued use of our website or services after any changes constitutes your acceptance of the revised Terms.